Privacy Policy
Facts
WHAT DOES Cinch Auto Finance (“Cinch”) DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Contact information, Social Security number, account balance, payment history, transaction history, credit history
Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties not required for our everyday business purposes except when explicitly authorized by the subscriber.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Cinch chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Cinch share? | Can you limit this sharing? |
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— toofferourproductsandservices toyou | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | Yes | Yes |
To Opt-out or ask questions call
Who we are
Who is providing this notice?
Cinch Auto Finance (“Cinch”)
What We Do
How does Cinch protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cinch collect my personal information?
We collect your personal information, for example, when you
- apply for retail financing or
- make a payment or
- provide contact details
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Cinch’s affiliates include those companies that control, are controlled by or under common control with Cinch.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Non-affiliates we share with may include vendors or partners that provide products or services we believe may be of interest to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners may include banks, credit unions or insurance companies.